LTD Benefit Duration

The duration of your LTD benefits depends on your age when benefits commence.

Once LTD benefits cease, you may be eligible for benefits from your participation in a Retirement Plan or for Social Security retirement benefits. You may log on to www.ssa.gov to find information about your Social Security retirement benefits.

The following table shows the maximum period that the plan will pay you benefits as long as you remain disabled.

Age When Benefits Commence

Duration of Benefits

60 or younger to age 65 but not less than 5 years
61 to 64 5 years
65 to 69 to age 70 but not less than 1 year
70 and older 1 year