When Your IDI Coverage Ends

Your coverage under the IDI Plan will end if any of the following occur:

• The premiums remain unpaid at the end of the 31 day grace period;
• The policy expiration date, if you are not actively employed full time and have extended coverage under the policy’s renewal option provision;
• The date you are no longer regularly employed at any organization for at least 30 hours per week;
• The date you recover from your disability covered by the policy’s renewal option provision if the policy was continued under that option;
• The date the policy terminates under the Suspension During Military Service provision;
• The date of your written request to terminate the Policy; or
• You die.

IDI Coverage Portability

The individual policy coverage insuring the IDI Plan is fully portable and can be maintained with the same terms of coverage by paying premiums directly to the insurance company. At such time as your employment with the Boston University ends, a letter explaining how you can maintain your individual policy coverage will be sent to your home address.